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Finance

401k Calculator

Calculate your 401k retirement savings with employer match and compound growth projections

100% FreeStep-by-Step Solutions
401k Calculator
Enter your current balance, contributions, employer match, and expected return
Enter to calculate, Esc to clear
Try These Examples
Click on any example to automatically fill the calculator
Early Saver

5,000current,5,000 current,6,000 annual, 50% match, 7% return, 40 years

currentBalance: 5000
annualContribution: 6000
employerMatchPercent: 50
annualReturn: 7
years: 40
Mid-Career

100,000current,100,000 current,15,000 annual, 100% match up to 6%, 7% return, 20 years

currentBalance: 100000
annualContribution: 15000
employerMatchPercent: 50
annualReturn: 7
years: 20
Late Starter

20,000current,20,000 current,20,000 annual, 50% match, 6% return, 15 years

currentBalance: 20000
annualContribution: 20000
employerMatchPercent: 50
annualReturn: 6
years: 15
Max Contributor

50,000current,50,000 current,23,000 annual, 100% match up to 6% ($5,000), 8% return, 25 years

currentBalance: 50000
annualContribution: 23000
employerMatchPercent: 25
annualReturn: 8
years: 25
About 401k Plans

A 401k is a retirement savings plan offered by employers. Key features:

  • Pre-tax contributions reduce taxable income
  • Employer matching is "free money"
  • Tax-deferred growth until withdrawal
  • Annual contribution limits apply
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401k Calculator - Calculate 401k Retirement Savings | MathIsimple